Insurances for members
One of the main practical objectives behind the creation of Nodfyr is to offer its members a legal protection tool in the development of their personal and collective associative activities related to the use of prescribed fire. Nodfyr therefore offers its members two types of insurance, Personal Accident Insurance (PAI) and Civil Liability Insurance (CLI). In this page, we share the membership criteria for each of our offers.
ACCESS TO PERSONAL ACCIDENTS INSURANCE (PAI)
Personal Accidents Insurance covers all actions involving the use of fire, whether in a work or training context. All national citizens wishing to take advantage of this insurance only have to fulfil the eligibility criteria.
Mandatory requirements:
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Be a member of NODFYR PORTUGAL.
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Be a Portuguese citizen or have a Portuguese tax number.
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To be a fire user (a fire user is defined as someone who uses fire for bonfires, burning agricultural or forestry waste, burning for pasture renovation, prescribed fire).
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Complete the Personal Accidents Insurance application form.
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If you do not have any recognised training in the use of fire in Portugal (i.e. prescribed fire or operational burning course), you must commit to taking part in the Fire Use Nodfyr Training Course - level I.
Scope of Risk:
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Professional Risk.
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Training - Burning Course, including prescribed burning.
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Under this contract, the risk of Personal Accidents during the direct journey to and from the Insured Person's usual place of residence and the place of internship is guaranteed. The use of 2- and 3-wheel motorised vehicles and quad bikes is excluded.
Territorial scope: Portugal
ACCESS TO CIVIL LIABILITY INSURANCE (CLI)
Civil liability insurance covers all actions under the auspices of NODFYR PORTUGAL, exclusively in a training context. This includes prescribed fire activities that are carried out under a training, tutoring or mentoring regime, where the person responsible for the burning clearly fulfils the role of trainer, tutor or mentor.
All citizens, regardless of their nationality, who wish to take out Civil Liability Insurance must apply to NODFYR PORTUGAL to be recognised as a trainer, mentor or tutor by filling in the following form.
Mandatory requirements:
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You must be a member of NODFYR PORTUGAL and if you have Portuguese citizenship, you must have previously applied for Personal Accidents Insurance.
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Duly recognised prescribed burning course (in Portugal this corresponds to Prescribed Fire Technician or Burning Operator).
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Knowledge and mastery of the traditional use of fire.
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Years of experience.
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Academic qualifications and participation in specific courses (including TREX events).
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Fill in the form requesting recognition as a Nodfyr trainer, tutor or mentor and the corresponding request for access to Civil Liability Insurance.
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You must commit to taking part in the AFPE - NODFYR PORTUGAL - Level IV Training Course for Mentors/Tutors/Trainers.
Amount per person: 50 euros/year
Scope of Risk:
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Exclusively in actions in a training, tutoring or mentoring context under the auspices of NODFYR PORTUGAL, according to previously defined criteria.
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Coverage valid in Portugal and the rest of the world (with the exception of the USA and Canada).
Territorial scope: Portugal
Characteristics:
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Aggregate Coverage: The amount of €2,000,000 is the annual maximum, covering all claims and defense costs incurred during the period, regardless of the number of incidents.
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Applicable Deductible: Each claim/incident is subject to a €500 deductible, including Defense Costs.
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Territorial Scope: Coverage may be valid in Portugal, the European Union, or worldwide (excluding the USA/Canada).
This indemnity limit provides solid protection for our members in their responsibility for the use of prescribed fire, in training, tutoring, or mentoring contexts, against damages caused to third parties due to professional error, up to the insured amount, during each policy year.
ALL PAYMENTS: Annual membership fee; Insurance; Activities and Donations
Payments are advised to be made by bank transfer to:
IBAN: PT50 0035 0588 00020793 030 94 (Caixa Geral de Depósitos)